Terms and Conditions
Welcome to www.alletlifesciences.com. This Terms and Conditions page outlines the rules and regulations for using our website and services. By accessing this site, you agree to comply with these terms. Please read them carefully to understand your rights and obligations. This Terms and Conditions was last updated on October 01, 2024. If there will be any updates, amendments, or changes to our Terms and Conditions then these will be posted on this page.
Effective Date: [01-10-2024]
1. Introduction
These Terms and Conditions govern your use of our website and services. By accessing or using our site, you agree to comply with these terms. If you do not agree with any part of these terms, please do not use our website or services.
2. Definitions
- “Company,” “we,” “us,” or “our” refers to www.alletlifesciences.com.
- “User,” “you,” or “your” refers to any individual accessing or using our website or services.
- “Services” refer to the loan and insurance services provided by www.alletlifesciences.com.
3. Eligibility
By using our services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms and Conditions.
4. Use of Services
- You agree to provide accurate, current, and complete information as prompted by our application forms.
- You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
- You agree to use our services only for lawful purposes and in compliance with all applicable laws and regulations.
5. Loans and Insurance Applications
- All loan and insurance applications are subject to our approval process, which includes credit and other checks.
- We reserve the right to refuse any application at our sole discretion.
- The terms of any loan or insurance policy will be governed by a separate agreement provided at the time of application approval.
6. Fees and Payments
- Any fees associated with our services will be disclosed to you prior to your acceptance of a loan or insurance policy.
- You agree to pay all fees and charges in accordance with the terms set forth in the separate agreement for your loan or insurance policy.
7. Intellectual Property
- All content on our website, including text, graphics, logos, and software, is the property of www.alletlifesciences.com or its licensors and is protected by intellectual property laws.
- You may not reproduce, distribute, modify, or create derivative works from any content on our website without our prior written consent.
8. Disclaimer of Warranties
- Our services are provided “as is” and “as available” without any warranties of any kind, either express or implied.
- We do not warrant that our services will be uninterrupted, error-free, or free of viruses or other harmful components.
9. Limitation of Liability
- To the fullest extent permitted by law, Www.alletlifesciences.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services.
- Our total liability to you for any direct damages shall not exceed the amount you paid for the specific service that gave rise to the claim.
10. Indemnification
You agree to indemnify, defend, and hold harmless www.alletlifesciences.com, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your use of our services or violation of these Terms and Conditions.
11. Privacy Policy
Our Privacy Policy, which is incorporated into these Terms and Conditions by reference, explains how we collect, use, and protect your personal information.
12. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of Telangana, India, without regard to its conflict of law principles.
13. Dispute Resolution
- Any disputes arising out of or related to these Terms and Conditions or our services shall be resolved through binding arbitration in accordance with the rules of Supreme Court of India.
- You agree to waive your right to participate in any class action lawsuit or class-wide arbitration.
14. Changes to Terms and Conditions
We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page with an updated effective date. Your continued use of our services after any such changes constitutes your acceptance of the new Terms and Conditions.
15. Contact Us
If you have any questions or concerns about this Privacy Policy or our privacy practices, don’t hesitate to get in touch with us at: